7 Tips for Buying a Car on a Budget

car

Purchasing a new car is amazing! Just imagine being behind a wheel, listening to a powerful engine, driving for hours and hours with nothing but the road in front of you. There’s nothing more liberating than putting the pedal to the metal and feeling like a real man. However, even the realest of men need to think about money and can’t buy just any car they see. If you’re looking for ways to buy a car on a budget, here are a few helpful tips.

Define the Budget

First of all, define exactly how much money you have. Once you determine the number, start searching for the best option you can afford. Nevertheless, keep in mind that your car money is just for your car and don’t spend it on groceries or bills. Since you’ll have to pay for various taxes, fees and warranties, define your budget and don’t forget that the true cost of owning a car is much higher than the sticker price.

Invest What You Have

If you already own a car, use it as a down payment for a newer model – it’s not like you’ll be driving it after you get a new one. A down payment significantly affects your costs and if you manage to make your down payment higher, your monthly payment will be lower. Moreover, this is a great way to get rid of your old vehicle. That way, you’ll be ready to start fresh and save some money in the process.

Month After Month

If you financial situation is unstable, make projections and figure out how much you’ll be able to spend on your car in the future. Think about gas, insurance, maintenance and registration – not being able to afford these expenses can turn out to be a major problem. A great way to determine how much you can spend on your car is the 20/4/10 rule. According to it, you should put down 20% of the car’s value, spend about 10% of your monthly income on expenses, and complete the financing process in under four years. This doesn’t work for everyone, of course, but might help you stay afloat.

Maintaining on a Budget

After purchasing a cheap car, you can continue saving money on smaller expenses. Instead of buying brand new tires and seat covers, use the ones from your old car. If you plan ahead, you can save a lot even on essential things – using Nulon engine oil, for example, instead of other brands means you’ll be getting a high-quality product and the absolutely best value for your money.

Perfect Timing

If you’re purchasing a new car, yet still want to save a dollar or two, plan a visit to the dealership carefully. Most companies offer discounts from time to time and lots of people hence buy cars in December, at the end-of-the-year sale, or in the summer, just before new and expensive models are introduced. Try looking for slightly damaged cars, too: a few scratches here and there don’t mean anything, but will lower the price significantly.

Ask for Help

Getting all the help you can get is essential. You are probably not an expert, but you surely know someone with more experience. Ask your brother, father, neighbor or friend to come along and take their opinion into consideration. A knowledgeable car enthusiast will tell you how to pick the right model and help you stick to your budget.

Don’t Trust the Salesman

Even though salesmen are supposed to assist you, not everyone is as honest as you might think. Remember: the more money they take from you, the higher their salary is, so be very careful. Ask questions, especially when getting a used car, but don’t fall for their tricks – and they surely know lots of ways to trick you. So, don’t be gullible, but stay strong and determined!

Save More Money

Once you get the perfect car, find out how to save money in the future. Finding affordable parts, saving money on gas by carpooling, and avoiding damages and frequent repairs will certainly do the trick.

6 Signs You Really Need a Break From Work

Businessman Working Summer Beach Relaxation with Laptop

It feels like a life time since the last time you had a holiday, it was yonks back! The weather is still pretty glum, with a bit of blue-sky breaking now and again, but you’re fed up, right?

Are you sitting at your desk dreaming about a weekend in Barcelona or at least 4 weeks’ minimum in the Maldives? However, just wanting a tan and cocktails aren’t the only reasons to pack up and have a break.

A study from University College in London found that overworking can lead to a 33% higher risk of having a stroke, and a 13% increased risk of a heart attack. Taking a holiday doesn’t make you a bad worker though and will actually make you a better worker as you can return re-energized and therefore better able to tackle challenges and stress. Here are six signs that you really need a break from work.

1. You keep messing everything up

You send emails to the wrong people, your spreadsheets are complete chaos and you’ve spilt your coffee over several others desks. If you’re finding yourself making constant mistakes, it’s because your brain is in overtime and you’re too stressed to focus on small tasks. It’s time for a rest before you break a leg or even worse, your company laptop.

2. What does enthusiastic mean anymore?

You never used to mind getting up for work and enjoyed a challenge every day, but now you just don’t care and you couldn’t be less enthusiastic even if you tried. It’s because you haven’t had some me time in god knows how long right? Chances are, by taking some time off, you’ll find that enthusiasm about your career again and start putting the effort in again.

3. What even is sleep?!

You can’t remember the last time that you had a full night’s sleep and you’re up all hours of the night worrying about work. It’s time to book a few minutes off before you turn into a zombie! Not enough sleep is bad for your health and will have a knock on effect on the rest of your life, don’t risk turning those around you against you because of your grouchy sleepy moments and ditch the desk.

Man frustrated at work ready for a holiday

4. Everyone is so annoying

You’re usually the funniest one in the office, but you’re just finding everyone really annoying recently and you’ve lost your sense of humour at work. Not only will this make you lose friends at work, you’re not being yourself and chances are, your boss will notice this, especially if it’s making you a bad worker and incorporative with other team members.

5. You’ve lost your social life

You’ve actually become so obsessed with work that you’ve forgotten how to live life outside of it. You forgot all about your gran’s birthday and the drinks at the pub with your mates on Friday evening because you were still in the office at 10pm. If you can’t think about anything other than work, you’re going to drive yourself and those around you crazy because you’re so self-absorbed.

6. You look a complete mess

Even if you’re not always looking your best, you look even worse than what you normally do because the lack of sleep and life in general is having such an effect on you that you look super miserable all the time, your hair isn’t brushed and your eye bags suggest you’ve been in punched a few times the previous night. You need some fresh air and time to rejuvenate as well as catching up on your sleep and go somewhere where you can fully relax and switch off from work mode.

So, before you dive into a pool of despair, we suggest you plan a weekend break or a get-away so you have something to look forward too! So if you think about it, taking a holiday is actually GOOD for your career. Just keep in mind that you should always give plenty of notice before taking time off and prepare any work or necessary cover ahead of time, so that your boss is not left in the lurch when you’re gone.

What we really want as Valentine’s Day gifts

It’s all well and good when Valentine’s Day comes, if you’re in a relationship that is, but more often than not, there’s a bit of stroppy behavior when we receive a naff gift.

We have to go through the turmoil of seeing everyone we know getting engaged on Social Media, but is that really the best gift…engagement? It’s so cliche! Put that ring box away, don’t be disappointed when you’ve not been proposed too, and think of a thoughtful gift you’d like to receive or give to your other half!

As chaps, we’re a little lazy when it comes to buying what we like to call ‘the essentials’, so we’ll be truly made up and may even drop the ‘L’ bomb if you get us something we’re unlikely to buy for ourselves.

So in brief, here’s some quick ‘one-glance’ ideas, (ladies take note) of what we really want to be opening on Valentine’s Day, and you don’t have to spend a fortune….

valentines-day-image

Featured: Circulr, Bluebeards Revenge, Gruhme, Skull & Bones, TOPHAT London and August International.

5 Tips for wearing a snapback

Man at a festival wearing sunglasses and a snapback with blue sky and music

The snapback has been round since the 1950s, but in the hip hop boom of the 1990s, they became known as an urban piece of street wear. A snapback can be worn in several styles – either with the brim upward, down or backwards.

Now an important thing to note about snapbacks, is that you run the risk of being a ‘poser’, so confidence is key when wearing one. When combined with this, the style really begins to take shape. A snapback can be combined with a simple t-shirt and jacket combo, and in this look just feels like the right way to wear it (especially with shades in the summer).

Of course, a snapback can almost be ‘accented’ – if you want people’s attention to be drawn towards it. You can choose to wear one with a vest and shorts, if you want a bold, yet simple look.

Below, we take a look at 5 tips for wearing a snapback with brand new head wear company Leodis HeadwearLeodis Headwear hope they have you sorted for ideas on how to add more to your look. A hat is something that can make an already great outfit, stand out more. So check out their tips and stock, try some on, and see how you can reinvent your look.

Top Tips

Two black snapback caps for men on a black background

1. Know How Snapbacks Are Sized

Snapbacks are typically classified as “one size fits all” or “one size fits most” because they have the adjustable band on the back. This is universal for men and women. The band, however, only allows for about 1.5 inches of adjustability. One-size-fits-all caps typically fit heads between 22 and 23.5 inches in circumference. This range includes fitted hat sizes of 7 to 7.5. Those who wear size medium hats should find that a snapback fits fine. If small hats tend to be loose or large hats tend to be tight, then a snapback might prove to be ill fitting. Shoppers should also pay attention to the snapback’s shaping. Some are fitted while others are boxy.

2. Choose a Snapback Style

Choosing a snapback style relies solely on the wearer’s individual taste. There are several styles out there, from casual and classic to hip-hop or sporty snapbacks. There is no wrong way or right way to wear a snapback as long as it reflects the wearer’s personality. The style is determined largely by the hat’s colour and embellishments. Hats with sports emblems and slogans are plentiful, but brand logos are the most popular choice.

How to Wear Different Snapback Styles

Some snapbacks lend themselves to certain styles. For example, a grey snapback with a Chicago Bulls logo is perfect for achieving a sporty style, while a pink camo snapback makes for a great female urban look. How the hat is placed on the head and how the hair is worn also play a part in achieving a certain style.

How a user decides to wear a snapback is entirely up to him or her. There are no rules, only changing trends. Snapbacks are constructed very similarly, so it is possible to achieve a different look with the same hat by wearing it a certain way.

Two men's caps on a table

3. Colour Coordinate

A snapback is an extension of an outfit, so it should color coordinate. Snapbacks come in so many colours that it is not difficult to find a hat in a spot-on matching hue. The snapback does not need to be an exact match, though. A snapback can serve as a bright pop of colour against neutral clothing. If the snapback has a sporty look with bright team colours, then it should go along with an equally sporty outfit. If a snapback is made from glossy vinyl fabric, it should go with a trendy urban outfit.

4. Properly Adjust and Position the Snapback

A snapback always looks good front-facing and placed squarely on the head. This is the classic way to wear the hat. Pull the brim upward on the head for a casual, friendly look. Pull the brim downward over the forehead for an off-putting vibe. Some people choose to wear the hat sideways or backwards, with the brim either tilted up or down, depending on their preference.

5. Play with Different Hairstyles

One of the best hairstyles to wear with a snapback is no hair at all. A bald or closely shaven head makes a great fit for the snapback style, but any hairstyle works. Snapbacks go perfectly with short hair. If hair is longer, wearers generally try to keep the hair from puffing outward from the sides of the hat, so tucking excess hair behind
the ears eliminates that problem.

Shop Leodis Headwear here…


About Leodis Headwear

Two black snapback caps for men on a black background

The birth of the brand Leodis Headwear was born out of a desire to have something a little bit different. The fundamental goal is to create original designs that break the mould when it comes to all things headwear. Their love of hats is what inspired the inception and you can be certain that every inch of care and creativity is used in every single design.

Designs

Both of the first two designs, as well as the brand name come out of immense pride of the
city in which it was founded…Leeds. The name actually dates back as early as Anglo-Saxon
times and was the original name for the city of Leeds. The owl is a bit of an emblem of Leeds so combining the two just happened naturally as part of the design process.

Next steps

Late 2016 was spent getting everything in place…making sure the website was up and
running and getting the first range together. This coming year will be focused on expanding the range of hats that Leodis offer, working with stockists to get products out in the retail space and maybe even looking at a kids range. There has been some really good feedback so far and the hats have turned out even better than had been anticipated. In addition, there are ongoing discussions with gamers, sports teams and others about how we can collaborate in a way that compliments how we wish to grow the brand, and help them achieve their own aims.

The chaps have been very kind and are giving you a discount code ‘GENT15’ so you can get a 15% discount.

Shop Leodis Headwear  here…